Previdência Social
Autor | Hilário Bocchi Junior |
Ocupação do Autor | Advogado previdenciário na Bocchi Advogados Associados. Especialista em planejamento de aposentadorias na Aposentfácil. Mestre em direito público |
Páginas | 29-35 |
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É um seguro que pode ser acessado por todas as pessoas e tem duas subdivisões: pública e privada.
A previdência pública é composta pelo Instituto Próprio dos Militares (Marinha, Exército e Aeronáutica), pelos Institutos Próprios dos Servidores Públicos e pelo Regime Geral de Previdência Social, este representado pelo INSS.
A previdência privada é dividida em aberta e fechada.
Ninguém pode ficar fora da proteção da previdência social, por isso ela é obrigatória para todas as pessoas que exercem atividade remunerada, seja militar, servidor público ou trabalhador da inicia tiva privada.
A diferença é que os militares, por suas características especiais, possuem um instituto de previdência só para eles, da mesma forma que os servidores públicos.
Cada ente público (União, Estados, Municípios e o Distrito Federal) poderá ter seu instituto de previdência.
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De todos estes entes públicos, apenas alguns municípios não pos suem instituto próprio de previdência.
Todas as pessoas que estão excluídas do instituto de previdência dos militares e dos servidores públicos serão filiadas ao regime geral de previdência social, representado pelo INSS.
A previdência complementar é subdividida em pública e privada.
A previdência complementar pública se destina apenas aos servidores públicos concursados dos poderes legislativo, executivo e judiciário, ao passo que a previdência complementar privada pode ser acessada por todos os cidadãos, inclusive os próprios servidores públicos concursados.
Essa previdência complementar privada também é subdividida: aberta e fechada.
A fechada, também chamada de fundos de pensão, tem esse nome porque é destinada a determinado grupo de pessoas. É permitida exclusivamente aos empregados de uma empresa e aos servidores da União, dos Estados, do Distrito Federal e dos Municípios, denominados patrocinadores; e aos associados ou membros de pessoas jurídicas de caráter profissional, classista ou setorial, denominados instituidores.
A aberta é negociada livremente entre qualquer interessado e uma empresa de previdência aberta, normalmente representada por agências bancárias.
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PEÇA SUA AVALIAÇÃO- Livros e Revistas
- Quero Me Aposentar. O caminho certo para sua aposentadoria
- Introdução
- Apresentação
- Seguridade Social
- Lei Orgânica da Assistência Social (LOAS)
- Previdência Social
- Beneficiários do INSS
- Contribuições e Carência
- Cálculo do Valor dos Benefícios
- Atualização do Valor dos Benefícios
- Acidente do Trabalho
- Prestações Oferecidas Pelo INSS
- Prova do Tempo de Serviço
- Aposentadoria por Tempo de Contribuição
- Aposentadoria Especial
- Aposentadoria por Idade
- Benefícios da Pessoa com Deficiência
- Benefícios por Incapacidade
- Salário-Família
- Salário-Maternidade
- Pensão por Morte
- Auxílio-Reclusão
- Reabilitação Profissional
- Serviço Social
- Abono Anual
- Acumulação de Benefícios
- Revisão de Benefícios
- Requisição de Pagamento
- Previdência Complementar
- Benefícios do Servidor Público
- Índice Alfabético Remissivo
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