Montepios Previdenciários
Autor | Wladimir Novaes Martinez |
Ocupação do Autor | Advogado especialista em Direito Previdenciário |
Páginas | 1547-1549 |
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A palavra "montepio" provém de monte de pietá, podendo ser traduzida livremente como caixa de piedade, de ajuda ou de caridade.
Surgiu no século XV, na Itália, como entidade benemerente que beneficiava os pobres e desvalidos em suas pequenas necessidades.
Em alguns casos, tais caixas foram desenvolvidas pela Igreja católica, que nada cobrava dos atendidos e propiciava empréstimos ou penhorava bens de pequenos valores.
Um exemplo típico é a Santa Casa de Misericórdia de Santos (1543), o primeiro marco da seguridade social brasileira.
Juntamente com o mutualismo elas podem ser consideradas representando uma parte destacada da pré-história da previdência social e, agora, como foram inicialmente concebidas são organizações praticamente em extinção, devendo se ajustar a LBPC.
O ingresso num montepio sempre foi totalmente facultativo e a clientela protegida era universal. Podia entrar qualquer pessoa juridicamente capaz.
O Montepio Geral de Economia dos Servidores do Estado - MONGERAL foi criado em 10.1.835 e, na ocasião, era uma modalidade de previdência social básica (que somente implantada no Brasil em 24.1.1923).
2391. lei n. 6.435/77 - As entidades antes autorizadas a funcionar, por força da determinação da Lei n. 6.435/77 viram-se obrigadas a se adequar à legislação previdenciária.
O art. 5º da Lei n. 6.435/77 comandava: "As entidades de previdência privada serão organizadas como: - sociedades anônimas, quando tiverem fins lucrativos; II - sociedades civis ou fundações, quando sem fins lucrativos", mas o seu art. 6º considerava previdência privada a criação de pecúlio.
O caput do art. 110 do Decreto n. 81.402/78 dizia:
"As entidades que, na data do início da vigência da Lei n. 6.435, de 15 de julho de 1977, atuavam como entidades abertas de previdência privada, terão o prazo de 120 (cento e vinte) dias, contados da expedição das norma pela SUSEP, para reque-
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rerem as autorizações exigidas, apresentando planos de adaptação às disposições da pré-citada Lei e deste Regulamento".
2392. regulamentação vigente - O art. 77 da LBPC disciplina o processo de adaptação que elas empreenderão, em certo prazo, para se adequar aos seus postulados técnicos. Isto é, transformaram-se em EAPC.
Originariamente tais entidades tinham nuança assistenciária, no sentido de benemerência e solidariedade social. Mas adquiriram nuanças previdenciárias
Com o tempo, para fins de classificação, historicamente identificaram-se com instituições...
Para continuar a ler
PEÇA SUA AVALIAÇÃO- Curso de Direito Previdenciário
- Previdência Complementar
- Apresentação
- Breve História
- Questões Terminológicas
- Conceito Sucinto
- Características Nucleares
- Natureza Jurídica
- Questões Jurídicas
- Enquadramento Científico
- Objetivo e Papel dos Fundos de Pensão
- Princípios Aplicáveis
- Aplicação e Interpretação
- Presunções Válidas
- Tendências Hodiernas
- Justiça Competente
- Fontes Formais
- Sistema Nacional Supletivo
- Relação Jurídica de Previdência Complementar
- Sujeitos da Relação Jurídica
- Relação Jurídica de Inscrição
- Órgãos Supervisores
- Dinâmica das Entidades Fechadas
- Retirada De Patrocinadora
- Atos Constitutivos das EFPC
- Composição das Entidades Fechadas
- Administração dos Benefícios
- Fontes de Custeio
- Prestações Previdenciárias
- Benefícios em Espécie
- Serviços Assistenciários
- Regimes Financeiros
- Tipos de Plano
- Cálculo Atuarial
- Matemática Financeira
- Aplicações Econômicas e Financeiras
- Práticas Contábeis
- Direito Procedimental
- Penalidades Administrativas
- Direito Penal Complementar
- Embaraços Conjunturais
- Previdência Pública Complementar
- Equilíbrio Financeiro e Atuarial
- Destino do Superávit
- Serviço Passado
- Montepios Previdenciários
- Filosofia da Complementaridade
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