DPVAT
| Autor | Cleidiane Araújo Ferreira Mendes Bonfim |
| Páginas | 370-371 |
Page 370
APELAÇÃO CÍVEL - AÇÃO SUMÁRIA DE COBRANÇA DE SEGURO DPVAT - AUSÊNCIA DE INTERESSE DE AGIR DA APELADA -ESGOTAMENTO PRÉVIO DA VIA ADMINISTRATIVA - NULIDADE DA SENTENÇA POR CERCEAMENTO DE DEFESA - NÃO ACOLHIMENTO DO PEDIDO DE REALIZAÇÃO DE PERÍCIA PARA CONSTATAÇÃO DA INVALIDEZ E DO GRAU DE REDUÇÃO FUNCIONAL - PRELIMINARES REJEITADAS - PRESCRIÇÃO - INOCORRÊNCIA - NEXO CAUSAL EXISTENTE - POSSIBILIDADE DA VINCULAÇÃO DO SALÁRIO MÍNIMO À INDENIZAÇÃO DE SEGURO DPVAT - RESOLUÇÕES EXPEDIDAS PELO CONSELHO NACIONAL DE SEGURO PRIVADO NÃO SE SOBREPÕEM À LEI - PAGAMENTO DA INDENIZAÇÃO DEVE SER PROPORCIONAL AO GRAU DA LESÃO - APLICAÇÃO DA TABELA DA SUSEP - NESTE CASO, 100% SOBRE O VALOR SEGURADO -RECURSO DESPROVIDO. A cobrança judicial da indenização do seguro DPVAT não está condicionada ao prévio esgotamento da via administrativa, pois a Constituição Federal, no art. 5º, inc. XXXV dispõe que a lei não excluirá da apreciação do Poder Judiciário lesão ou ameaça a direito. Se a cópia do laudo médico apresentado pelo autor e demais documentos não impugnados, demonstram as lesões decorrentes de acidente automobilístico e delimitam o grau da redução funcional por ele apresentado, desnecessária a realização de perícia. Se a ação foi ajuizada sete meses após a data do reconhecimento da invalidez, não há que se falar em ocorrência de prescrição do direito de ação do autor. Apesar de o laudo ter sido expedido muito além da data em que ocorreu o acidente e além do prazo previsto no § 5º do
Page 371
artigo 5º da Lei nº 6.194/74, a constatação da invalidez permanente não poderia ser aferida logo após o sinistro, uma vez que à época, ainda existiam alternativas médicas e fisioterápicas que...
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