Negativa ? seguro de vida
Autor | Cleidiane Araújo Ferreira Mendes Bonfim |
Páginas | 390-391 |
Page 390
RECURSO DE APELAÇÃO CÍVEL - AÇÃO DE COBRANÇA DE SEGURO VIDA PROPOSTA PELOS BENEFICIÁRIOS DA APÓLICE MORTE DO SEGURADO - NEGATIVA DE PAGAMENTO - DOENÇA PRÉ-EXISTENTE - AUSÊNCIA DE EXAMES PRÉVIOS - RISCO DA ATIVIDADE EMPRESARIAL - MÁ-FÉ DO SEGURADO AO PRESTAR AS DECLARAÇÕES - AUSÊNCIA DE PROVA NESTE SENTIDO -OBRIGAÇÃO INDENIZATÓRIA - CORREÇÃO MONETÁRIA - INCIDÊNCIA A PARTIR DA CONTRATAÇÃO - JUROS MORATÓRIOS TERMO A QUO A PARTIR DA CITAÇÃO VÁLIDA, INICIALMENTE, NO PERCENTUAL DE 05% (MEIO POR CENTO) ATÉ A VIGÊNCIA DO NCC, QUANDO ENTÃO, O PERCENTUAL SERÁ DE 1% (UM POR CENTO) - RECURSO PROVIDO PARCIALMENTE APENAS PARA ALTERAR O MOMENTO DE INCIDÊNCIA DA CORREÇÃO MONETÁRIA E O PERCENTUAL INICIAL DOS JUROS MORATÓRIOS. Re s t a n d o incomprovadas, pela Seguradora, que as declarações de seu atestado de saúde foram prestadas inveridicamente pelo Segurado, quando poderia fazê-las verdadeiras e completas, não há incidência do artigo 1.444 do Código Civil. Mesmo porque, não havendo a demonstração precisa de que o Segurado tenha agido de má fé, quando da contratação, devida é a indenização securitária, haja vista que, a Seguradora ao aceitar as declarações por ele prestadas, sem que antes exigisse prévios e necessários exames clínicos, iniludivelmente assumiu os riscos dele decorrentes, pelo que deve
Page 391
arcar com a indenização securitária. Por se tratar de relação de consumo e consoante disposições contidas no artigo 6º, VIII, da Legislação Consume-rista, os efeitos previstos no artigo 766 do novel Código Civil, somente hão de...
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PEÇA SUA AVALIAÇÃO- Defesa Prática do Consumidor
- Jurisprudências
- Cartão de crédito
- Envio de cartão sem solicitação
- Inadimplemento
- Veículo
- Plano de saúde
- Telefonia móvel
- Defeito
- Acidente automobilístico
- Plano de saúde
- DPVAT
- Veículo
- Danos morais materiais e estéticos
- Banco
- Energia elétrica
- Cheque
- Cheque - agiotagem
- Denunciação da lide
- Seguro
- Do quantum
- Indenização
- Protesto de título
- Domicílio
- Negativa ? seguro de vida
- Propaganda enganosa
- Falha na prestação de serviços
- Informações inadequadas/incompletas
- Negativação indevida
- Ato ilícito ? quantum
- Responsabilidade - concessionária
- Veículo - estacionamento
- Extravio de bagagem
- Prestação de serviços - saque indevido
- Erro médico
- Apontamento indevido - dívida quitada
- Exceção de incompetência
- Repetição de indébito - (íntegra da decisão)
- Perda de uma chance
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