Endosso-Mandato (Mandato Cambiário)
Autor | Roberto Silvestre Bento |
Páginas | 51-53 |
Page 51
Previsto no art. 18 da Lei Uniforme:
Art. 18. Quando o endosso contém a menção “valor a cobrar”, “para cobrança”, “por procuração” ou qualquer outra menção que implique um simples mandato, o portador pode exercer todos os direitos emergentes da letra, mas só pode endossá-la na qualidade de procurador.
Os coobrigados, neste caso, só podem invocar contra o portador as exceções que eram oponíveis ao endossante.
O mandato que resulta de um endosso por procuração não se extingue por morte ou sobrevinda incapacidade legal do mandatário.
Através do endosso-mandato não se transfere o direito creditório do título, definitivamente.
A transferência é operada para uma determinada finalidade ou diligência a ser cumprida pelo endossatário. Sua expressão surge com as palavras “Valor em Cobrança”, “Por Procuração”, “Valor a Cobrar”, “Como Mandatário” ou outra expressão equivalente. A propriedade da cambial permanece com o endossante e, consequentemente, o crédito também.
São amplos, mas limitados, os poderes do endossado-mandatário. Conquanto possa exercer os direitos do endossante-mandante, como receber, dar quitação, requerer protesto, colher aceite etc., não poderá conceder remissão,
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transacionar, renunciar, cancelar assinaturas e praticar outros atos não contidos nos limitados contornos do mandato-cambiário.
O endosso-mandato pode ser revogado ou renunciado. Fiel ao princípio de que as declarações cambiais se contêm no próprio título (literalidade), é de se concluir que a revogação ou renúncia do endosso-mandato deva ser formalizada no título, repudiada a forma extracartular.
Se o endossante que ainda tem a posse do título (ainda não ocorreu a tradição) exigir o pagamento diretamente do devedor, tem-se como revogada a procuração constituída na cártula, embora não tenha ele promovido o cancelamento do endosso (revogação tácita).
Dispensável e até impraticável é a declaração do endossatário, expressando sua vontade em aceitar o endosso-mandato. A posse do título endossado em mãos do endossatário traz a presunção juris tantum de que aceitou a transferência para si do direito creditório do título, com as subordinações inerentes ao endosso em questão (v. endosso e tradição).
A renúncia do endosso-mandato, como já se disse, deve ser formalizada no próprio título, sempre denotando fidelidade ao princípio da literalidade. Sirva de exemplo a fórmula abaixo:
“Renuncio o endosso-mandato deste título”.
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PEÇA SUA AVALIAÇÃO- Livros e Revistas
- Endosso cambial
- Apresentação
- Prefácio
- O Crédito e seus Títulos
- O Endosso Cambial e o nosso Direito Positivo
- Títulos de Crédito Cambiais no Código Civil de 2002
- Títulos de Crédito Atípicos
- As Declarações Cambiais
- O Endosso
- Endosso e Capacidade Civil
- Tipos de Endosso
- Endosso em Branco
- Endosso em Preto
- Endosso Parcial
- Endosso com Cláusula 'Sem Protesto
- Endosso-Mandato (Mandato Cambiário)
- Endosso-Mandato à Ordem
- Endosso-Mandato Não à Ordem
- Endosso-Mandato e Prestação de Contas
- Renúncia e Revogação do Endosso-Mandato
- Endosso por Procuração
- Endosso-Caução (Endosso Pignoratício)
- Endosso Fiduciário
- Endosso Póstumo
- Endosso Póstumo. Exequibilidade
- Endosso Póstumo e Pedido de Falência
- Momento do Endosso
- Conversão do Endosso
- Elementos de Validade do Endosso
- Endosso e "Tradicio"
- Crédito Cambiário e Direito de Regresso
- Protesto Cambial e Direito de Regresso
- Confusão e Oposição de Compensação
- Restrição à Circulação
- Circulação Anômala
- Endosso Proibido
- Endosso e Cessão de Crédito
- Da Cláusula "Não à Ordem"
- A Solidariedade Cambial
- O Ressaque
- Exoneração de Responsabilidade do Endossante
- Cancelamento do Endosso
- Exceções Cambiárias - Algumas Considerações
- O Endosso Cambial e as Atividades de 'Factoring
- Legislação
- Bibliografia
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