Crédito Cambiário e Direito de Regresso
Autor | Roberto Silvestre Bento |
Páginas | 91-92 |
Page 91
Por crédito cambiário entende-se a incorporação do direito creditório na própria cártula.
Os títulos de crédito não resultam de uma geração espontânea, isto é, não surgem espontaneamente, como plantas nativas. Estão assentados numa causa que lhes dá origem, causa que atribui à pessoa do favorecido (o credor) um direito de crédito em relação ao devedor obrigado.
Esse direito incorporado no título é o que se convencionou chamar de crédito cambiário.
Sendo o título de crédito negociável, sua circulação em virtude de um negócio jurídico se formaliza pelo endosso e a tradicio, resultando daí que o endossatário agora se acha na posição de credor não só em relação ao devedor obrigado, como também em relação ao endossador (endossante, se preferir).
Tal posicionamento advém da vinculação que prende o endossante ao título.
Merece ser lembrada, aqui, a imagem criada por João Eunápio Borges quando afirmou possuir o título cambial um visgo que prende e segura, com obrigação, todos os que nele tocarem...
Para continuar a ler
PEÇA SUA AVALIAÇÃO- Livros e Revistas
- Endosso cambial
- Apresentação
- Prefácio
- O Crédito e seus Títulos
- O Endosso Cambial e o nosso Direito Positivo
- Títulos de Crédito Cambiais no Código Civil de 2002
- Títulos de Crédito Atípicos
- As Declarações Cambiais
- O Endosso
- Endosso e Capacidade Civil
- Tipos de Endosso
- Endosso em Branco
- Endosso em Preto
- Endosso Parcial
- Endosso com Cláusula 'Sem Protesto
- Endosso-Mandato (Mandato Cambiário)
- Endosso-Mandato à Ordem
- Endosso-Mandato Não à Ordem
- Endosso-Mandato e Prestação de Contas
- Renúncia e Revogação do Endosso-Mandato
- Endosso por Procuração
- Endosso-Caução (Endosso Pignoratício)
- Endosso Fiduciário
- Endosso Póstumo
- Endosso Póstumo. Exequibilidade
- Endosso Póstumo e Pedido de Falência
- Momento do Endosso
- Conversão do Endosso
- Elementos de Validade do Endosso
- Endosso e "Tradicio"
- Crédito Cambiário e Direito de Regresso
- Protesto Cambial e Direito de Regresso
- Confusão e Oposição de Compensação
- Restrição à Circulação
- Circulação Anômala
- Endosso Proibido
- Endosso e Cessão de Crédito
- Da Cláusula "Não à Ordem"
- A Solidariedade Cambial
- O Ressaque
- Exoneração de Responsabilidade do Endossante
- Cancelamento do Endosso
- Exceções Cambiárias - Algumas Considerações
- O Endosso Cambial e as Atividades de 'Factoring
- Legislação
- Bibliografia
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